Thinkcapital Prop Firm Review 2025: Features & Funding

In this article, I will discuss ThinkCapital, a highly popular entity in the proprietary trading industry, to explore its full potential.

In association with ThinkMarkets, the company offers traders funded accounts, flexible assessment programs, and profit-sharing.

In this article, I will discuss the features and advantages, along with the difficulties, and whether new or seasoned traders wanting to grow in the long run should be aiming for.

What Is ThinkCapital?

ThinkCapital is a new proprietary trading firm opened in mid-2024 and positioned under the global broker ThinkMarkets.

That means ThinkMarkets gives it credibility, liquidity, and compliance, which many newer prop firms don’t have.

Considering the few prop firms that have liquidity, most trading firms lack it. ThinkCapital offers one-phase and multi-phase program equity challenges. That means it recognizes different trading styles and a varied range of risk acceptance.

The firm allows traders with varying levels of experience to receive the most competitive profit share splits, capped at 90%, and a minimum of 20% to ThinkCapital.

The firm features a scaling plan that gives consistent performers the ability to grow their funded accounts to 1.5 million.

This makes the firm an attractive option for traders seeking a long-term capital increase, while also encouraging other traders to remain disciplined.

ThinkCapital – Basic Information

Feature	Details
Founded	2024
Parent Company	ThinkMarkets (globally regulated broker)
Type	Proprietary Trading Firm
Evaluation Models	Lightning (1-phase), Dual Step (2-phase), Nexus (3-phase)
Maximum Funding	Up to US$1.5 million (with scaling plan)
Profit Split	Up to 90% (standard ~80%, higher with add-ons)
Payout Frequency	Bi-weekly (every 14 days); weekly with add-ons
Trading Platforms	TradingView, ThinkTrader, MetaTrader 5 (MT5)
Tradable Assets	Forex, indices, commodities, cryptocurrencies
Challenge Fees	Starting from around US$39 (varies by account size & program)
Payout Methods	Bank transfer, cryptocurrency (e.g., USDT)
Trustpilot Rating	~4.5/5 (as of 2025)

How to log in to ThinkCapital?

Visit the Official Website

• Go to ThinkCapital’s website.
• Always check the URL to be sure it’s not a phishing site.

Click on “Login”

At the very top of the homepage, on the right-hand side, you will see the Login button.

Enter Your Credentials

• Provide the email address used while signing up.
• Provide the password you created during sign-up.

Complete Verification (if required)

• Some users may be required to complete 2-Factor Authentication (2FA) if it’s enabled.
• Provide the OTP that you received on your SMS, email, or through the authenticator app.

Access Your Dashboard

• After successful logins, you will be taken to your trader dashboard.
• Here, you will be able to see your challenge details, account status, payout requests, and trading platforms.

Log in to the Trading Platform

If you have been given an MT5, ThinkTrader, or TradingView account, you can log in to your trading platform using the details from your dashboard.

What types of Challenges Does ThinkCapital offer?

Lightning Challenge (1-Phase Evaluation)

• Fastest route to a funded account.
• Traders only need to achieve a single profit target while remaining within drawdown limits.
• Ideal for confident traders seeking to bypass multi-step evaluations.

Dual Step Challenge (2-Phase Evaluation)

• Offers a balance with two profit target phases.
• Measures consistency and risk management over an extended timeframe.
• Best for traders with a keen preference for an outlined strategy.

Nexus Challenge (3-Phase Evaluation)

• Offers the most thorough assessment with three distinct phases.
• Each stage has low profit targets but demands greater discipline.
• Aimed at steady and consistent achievers over a long duration.

Who Is ThinkCapital Best Suited For?

ThinkCapital may be suitable for:

• Traders who are most acclimated to and disciplined about risk management and drawdowns, and who wish to join a legitimate, regulated prop firm.
• Technical and chart-based traders who frequently use TradingView.
• Traders who appreciate flexibility in their approach to assessment/challenge.
• Those who appreciate long-term scales and clarity on scaling and are not in for a quick profit.

It might be less suitable for:

• Traders who prefer instant funding or no evaluation.
• Traders implementing strategies with wide drawdowns or high risk; tight daily drawdowns can be a limitation.
• Individuals who prefer to have everything built-in and dislike paying for add-on features.
• Traders in certain jurisdictions face challenges due to overly complicated or heavily taxed crypto and transfer payments.

Is ThinkCapital regulated?

ThinkCapital is a proprietary trading firm and, like most prop firms, is not directly regulated. However, it does operate under the umbrella of ThinkMarkets, which is a broker of global recognition.

ThinkMarkets is licensed and regulated by several other financial authorities, which include the FCA in the UK, ASIC in Australia, and CySEC in Cyprus.

This considerably strong backing enhances the credibility of ThinkMarkets, adding transparency and trustworthiness to ThinkCapital.

This makes ThinkCapital more reliable compared to a large number of independent prop firms operating in the industry.

Is ThinkCapital Good for Beginners?

ThinkCapital offers smaller options, making it suitable for disciplined novices who want to start with lower risk tiers. Progressing through its challenges hones one’s consistency in risk management.

Nonetheless, the rigid constraints on daily losses, drawdown, and loss aversion rules can create difficulties for traders, especially novices, who lack proper strategies and discipline.

In the case of self-evaluations targeting funded accounts, they will have to prepare extensively.

Key Features ThinkCapital

Lightning, Dual Step, and Nexus Challenges

ThinkCapital evaluates traders on the fast track or multi-phase criteria, depending on their preferred risk and consistency. Dual-step and Nexus challenges are offered.

Profit Splits Up to 90%

Split profits are kept at 80%, but traders can retain a profit split of 90%, thus guaranteeing that a trader makes a profit. Bonuses are provided to unlock a higher split profit.

Scaling Up Plans

A trader who has proved to be successful has the possibility of scaling his account to a maximum of 1.5 million dollars. Long-term discipline also plays an important role in profit potential.

TradingView, ThinkTrader, and MT5

Each trader must select a specific platform to perform their trades. Each platform has its own unique features and caters to a particular type of trader, accommodating their own mobile apps.

ThinkCapital – Pros and Cons

Pros	Cons
Regulatory Backing – Powered by ThinkMarkets, a regulated broker under FCA, ASIC, and CySEC, giving credibility and security compared to most new prop firms.	Not Directly Regulated – ThinkCapital itself isn’t regulated, which is common among prop firms but still a concern for cautious traders.
Flexible Challenge Options – Offers 1-phase, 2-phase, and 3-phase challenges to suit different trading styles and levels of experience.	Strict Risk Rules – Daily loss and maximum drawdown limits can be restrictive for aggressive traders or volatile strategies.
High Profit Splits – Up to 90% with add-ons, allowing traders to keep most of their earnings.	Add-On Costs – Best features like weekly payouts or 90% profit split require extra payments, increasing overall challenge cost.
Scaling Up to $1.5M – Successful traders can grow their accounts, offering long-term career growth potential.	No Instant Funding – All traders must pass an evaluation, so it’s not suitable for those seeking immediate funded trading.
Multiple Platforms – Supports TradingView, ThinkTrader, and MT5, offering flexibility for technical, algorithmic, or mobile-first traders.	Relatively New – Launched in 2024, ThinkCapital lacks a long-term track record compared to older competitors like FTMO.
Wide Market Access – Forex, indices, commodities, and crypto trading available, enabling diverse trading strategies.	Payout Limitations – Depending on region, payouts may be limited to crypto or bank transfers, sometimes causing extra fees.
Bi-Weekly Payouts – Standard 14-day cycle with optional weekly payouts for faster profit access.	Learning Curve for Beginners – Strict rules and multi-step challenges may be tough for inexperienced traders.

Conclsuion

In conclusion, ThinkCapital is a credible prop firm due to the regulatory strength of ThinkMarkets, flexible challenges, profit splits, and funding of up to $1.5M.

Although its reliability, multiple platforms, and growth potential compensate for the thick boundaries and profit-detering add-on costs, discipline may still restrict certain traders. These traders are more sought out for the long-term prospects in proprietary trading.

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